Privacy Policy – EResourceful

Your privacy matters to us. This page tells you exactly what information eResourceful collects when you visit, how that information is used, and what rights you have over it.

Who We Are

eResourceful operates at eresourceful.com and publishes free educational content on topics including bill assistance programs, health coverage options, employment resources, personal finance, and credit. We are a U.S.-based publication and this policy applies to all visitors who access our site.

Information We Collect

We collect two types of information: information you give us directly and information collected automatically when you visit.

Direct information is only collected if you contact us through a form or email. This includes your name and email address. We do not collect sensitive personal data such as Social Security numbers, financial account details, or medical records.

Automatically collected information includes your IP address, browser type, the pages you visit, how long you spend on each page, and the device you use to access the site. This data is collected through cookies and third-party analytics tools. It does not identify you by name.

Cookies and Tracking Technologies

Cookies are small text files that websites store on your browser. eResourceful uses cookies to understand how visitors use the site and to deliver relevant advertising. The cookies on this site fall into three groups.

Essential cookies keep the site working correctly. They do not track you and cannot be turned off without breaking basic site functions. Analytics cookies collect anonymous data about how pages are visited. We use this data to improve the content we publish. Google Analytics is the primary tool we use for this purpose. Advertising cookies are placed by third-party ad networks, including Google AdSense. These cookies help serve ads that are relevant to your interests based on your browsing history across sites.

Most browsers give you control over cookies through their settings. You have the right to block or delete cookies at any time. Blocking advertising cookies will not remove ads from the site but will make those ads less relevant to you personally.

Google AdSense and Third-Party Advertising

eResourceful uses Google AdSense to display advertisements. Google and its partners use cookies to serve ads based on your prior visits to this and other websites. This is called interest-based advertising.

Google AdSense is an advertising program run by Google LLC. When you visit eResourceful, Google may place cookies on your browser and use them to show ads based on content you have viewed on other sites. You have options to manage this.

You have the right to opt out of personalized advertising by visiting Google’s Ads Settings at google.com/settings/ads. You have the right to opt out through the Network Advertising Initiative opt-out page at aboutads.info/choices. Opting out means you will still see ads but they will not be targeted to your interests.

eResourceful does not control the content of third-party ads or the data practices of advertising partners. Google’s privacy practices are governed by the Google Privacy Policy. We earn revenue when visitors interact with ads displayed on this site. This revenue keeps the site free to use. We do not sell your personal data to advertisers.

How We Use Your Information

The information collected on eResourceful is used for three purposes. We use analytics data to understand which topics are most useful so we can publish better content. We use contact information to respond to questions sent to us directly. We allow advertising partners to use cookie data to serve relevant ads to site visitors.

We do not use your information to make automated decisions that affect your legal rights. We do not share your personal data with data brokers or marketers outside of our advertising partners.

Third-Party Links

Articles on eResourceful link to government websites, nonprofit organizations, and other external resources. These sites have their own privacy policies and we have no control over how they collect or use your data. Visiting a linked site means their terms apply from that point forward.

Children’s Privacy

eResourceful does not knowingly collect data from anyone under the age of 13. The site is intended for adults seeking information about financial and government assistance programs. If you believe a child has submitted personal information to us, contact us and we will remove it promptly.

Your Rights

Depending on where you live, you have the right to access the personal data we hold about you, request its deletion, and ask us to stop processing it. Residents of California have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what categories of data are collected and to opt out of data sales. We do not sell personal data. To make any of these requests, send an email to the address below and we will respond within 30 days.

Changes to This Policy

This policy is reviewed and updated when our practices change or when laws require it. The date at the bottom of this page shows when it was last revised. Continued use of eResourceful after any update means you accept the revised terms.